body {
	font-family: 'Inter';
}

/* Navbar Styling */
section {
	padding-top: 90px !important;
}

.navbar {
	position: fixed;
	top: 0;
	width: 100%;
	z-index: 999;
	background-color: #ffffff;
	padding: 10px 20px;
	box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
	transition: all 0.3s ease-in-out;
}

/* Remove border and outline for the mobile menu icon */
.navbar-toggler {
	border: none;
	outline: none;
	padding: 5px;
}

/* Ensure no border appears after click (focus state) */
.navbar-toggler:focus {
	box-shadow: none;
	outline: none;
}

.navbar-brand {
	padding-top: 0px;
	padding-bottom: 0px;
	margin-right: 6rem;
	font-size: 1.25rem;
	text-decoration: none;
	white-space: nowrap;
	padding-left: 10px;
}

.navbar-brand img {
	max-height: 50px;
}

.navbar-nav .nav-link {
	color: #002F6C;
	font-size: 13px;
	padding: 10px 3px 5px !important;
	position: relative;
	transition: color 0.3s ease-in-out;
}

.navbar-nav .nav-link.active {
	color: #f68b1f;
	font-weight: bold;
}

.navbar-nav .nav-link.active::after {
	content: "";
  position: absolute;
  bottom: 5px;
  left: 2%;
  width: 95%;
  height: 2px;
  background-color: #f68b1f;
  right: 10%;
}

/* Contact Button */
.contact-btn {
	background-color: #FF6F00;
	color: #ffffff;
	border: none;
	padding: 8px 16px;
	border-radius: 5px;
	font-size: 0.9rem;
	font-weight: bold;
	text-transform: uppercase;
	transition: background-color 0.3s ease-in-out;
	margin-left: 62px;
}

.contact-btn:hover {
	background-color: #e07b1e;
	color: #fff;
}

#carouselExampleIndicators .carousel-content button a {
	color: #002F6C;
	text-decoration: none;
	padding: 10px 20px;
}

#learn-more-btn a {
	color: #fff;
	text-decoration: none;
}
.contact-form form .btn
{padding: 10px 20px !important;}
#load-more-btn
{padding: 10px 20px !important;}
/* Responsive Navbar */
@media (max-width: 768px) {
	.navbar-nav {
		background-color: #ffffff;
		padding: 10px 36px;
		margin-left: 0px !important;
	}

	.navbar {
		position: fixed;
		top: 0;
		width: 100%;
		z-index: 999;
		background-color: #ffffff;
		padding: 0px 0px;
		box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
		transition: all 0.3s ease-in-out;
	}

	.navbar-toggler {
		padding: 1.5rem 1.5rem;
		border-radius: 0px;
		background-color: #ff6f00;
	}

	.fa-bars {
		color: #fff;
	}

	.navbar .container {
		padding: 0px;
		margin: 0px;
		height: 80px;
		width: 100%;
	}

	.navbar-nav .nav-link {
		text-align: left;
		padding: 15px;
		border-bottom: 1px solid #eeeeee;
	}

	.navbar-nav .nav-link:last-child {
		border-bottom: none;
		font-size: 14px;
	}

	.navbar-nav .nav-link.active::after {
		content: "";
		position: absolute;
		bottom: 5px;
		left: 0%;
		width: auto;
		height: 1px;
		background-color: #f68b1f;
		right: 10%;
	}

	#why-xpertsavers {
		padding-top: 70px !important;
		margin-top: 54px;

	}

	.footer-links ul {

		float: left;
		text-align: left !important;
		width: 100%;
	}
}

/* Body Content Offset for Navbar */

#carouselExampleIndicators .carousel-item {
	position: relative;
}

#carouselExampleIndicators .carousel-item img {
	width: 100%;
	height: auto;
	object-fit: cover;
}

#carouselExampleIndicators .carousel-content {
	position: absolute;
	top: 50%;
	left: 40%;
	transform: translate(-50%, -50%);
	color: #fff;
	text-align: left;
	z-index: 10;
	right: 10%;

}
.black {
	
	color: #000000;
	

}
#carouselExampleIndicators .carousel-content h3 {
	font-size: 42px;
	font-weight: bold;
	margin-bottom: 15px;
}

#carouselExampleIndicators .carousel-content span {
	color: #ff9900;
}

#carouselExampleIndicators .carousel-content p {
	font-size: 1.2rem;
	margin-bottom: 20px;
}
.sub-heading
{
padding: 18px !important;
  margin: 10px;
  font-size: 18px;
  float: left;
  width: 100%;
}
#carouselExampleIndicators .carousel-content button {
	background-color: #FFFFFF;
	color: #002F6C;
	border: none;
	padding: 10px 0px;
	font-size: 1rem;
	cursor: pointer;
	border-radius: 5px;
}

#carouselExampleIndicators .carousel-indicators button {
	background-color: #fff;
}

#carouselExampleIndicators .carousel-control-prev-icon,
.carousel-control-next-icon {

	border-radius: 50%;
}

@media (max-width: 768px) {
	#carouselExampleIndicators .carousel-content h3 {
		font-size: 42;
	}

	#carouselExampleIndicators .carousel-content p {
		font-size: 1rem;
	}

	#carouselExampleIndicators .carousel-content button {
		font-size: 0.9rem;
	}

	.whydigital {
		display: grid;
		grid-template-columns: repeat(1, 1fr) !important;
		grid-gap: 32px;
		margin: 0;
		padding: 0;
		list-style: none;
	}

	.cards {

		grid-template-columns: repeat(1, 1fr) !important;

	}
}

/* Section Styling */
.blue-section {
	background-image: url('../images/about_bg.png');
	color: white;
	padding: 20px 20px !important;
	text-align: center;
	position: relative;
	opacity: 0;
	/* Start invisible */
	transform: translateY(20px);
	/* Start slightly shifted */
	animation: fadeInUp 1s ease-out forwards;
	/* Trigger the animation */
}

.blue-section h1 {
	margin: 0 0 1rem;
	font-size: 2rem;
	font-weight: 700;
	line-height: 1.3;
	color: #ffffff;
}

.blue-section p {
	margin: 0;
	font-size: 24px;
	font-weight: 100;
	line-height: 1.5;
}

.blue-section a {
	color: #ff9900;
	font-weight: 600;
	text-decoration: underline;
}

.blue-section a:hover {
	color: #ffffff;
}

.blue-section::before {
	content: "";
	position: absolute;
	top: 0;
	left: 0;
	width: 100%;
	height: 100%;
	background: url('./images/pattern.png') no-repeat center center / cover;
	/* Replace with your pattern image */
	opacity: 0.1;
	z-index: 1;
}

.blue-section .container {
	position: relative;
	z-index: 2;
	/* Ensure text is above the background */
}

.seo-content-section {
	padding: 60px 20px 40px !important;
	background-color: #ffffff;
	color: #002F6C;
}

.seo-content-section h2 {
	font-size: 2rem;
	font-weight: 700;
	margin-bottom: 1.25rem;
	color: #002F6C;
}

.seo-content-section h3 {
	font-size: 1.35rem;
	font-weight: 600;
	margin: 2rem 0 1rem;
	color: #002F6C;
}

.seo-content-section p {
	font-size: 1.05rem;
	line-height: 1.75;
	margin-bottom: 1.25rem;
	color: #333;
}

.seo-content-section .seo-lead {
	font-size: 1.15rem;
	font-weight: 400;
	color: #002F6C;
}

.seo-content-section a {
	color: #f68b1f;
	font-weight: 600;
	text-decoration: none;
}

.seo-content-section a:hover {
	text-decoration: underline;
}

.seo-quick-links {
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem 1.25rem;
	margin: 1.5rem 0 2rem;
	padding: 1rem 0;
	border-top: 1px solid #e0e6ef;
	border-bottom: 1px solid #e0e6ef;
}

.seo-quick-links a {
	font-size: 0.95rem;
	white-space: nowrap;
}

.digital-banking-section .section-description a,
#why-xpertsavers .description a,
.services-section h3 a,
.success-stories .section-description a {
	color: #f68b1f;
	font-weight: 600;
	text-decoration: none;
}

.digital-banking-section .section-description a:hover,
#why-xpertsavers .description a:hover,
.services-section h3 a:hover,
.success-stories .section-description a:hover {
	text-decoration: underline;
}

.footer-container .socalicon a {
	color: #ffffff;
	text-decoration: none;
}

.footer-container .socalicon a:hover {
	text-decoration: underline;
}

@media (max-width: 768px) {
	.blue-section h1 {
		font-size: 1.5rem;
	}

	.seo-content-section {
		padding: 40px 15px 30px !important;
	}

	.seo-content-section h2 {
		font-size: 1.5rem;
	}

	.seo-content-section h3 {
		font-size: 1.15rem;
	}
}

/* Responsive Text Adjustments */
.slide-left,
.slide-right,
.slide-bottom {
	opacity: 0;
	transition: opacity 0.8s ease, transform 0.8s ease;

}

.slide-left {
	transform: translateX(-100px);
	/* Slide in from left */
}

.slide-right {
	transform: translateX(100px);
	/* Slide in from right */
}

.slide-bottom {
	transform: translateY(100px);
	/* Slide in from bottom */
}

.visible {
	opacity: 1;
	transform: translateX(0) translateY(0);
	/* Reset position */
}


/* Animation Keyframes */
@keyframes fadeInUp {
	0% {
		opacity: 0;
		transform: translateY(20px);
	}

	100% {
		opacity: 1;
		transform: translateY(0);
	}
}

.why-digital-banking {
	padding: 60px 20px;
	text-align: center;
	background-color: #ffffff;
}

.why-digital-banking h2 {
	font-size: 32px;
	font-weight: bold;
	color: #041d35;
	margin-bottom: 10px;
}

.why-digital-banking h6 {
	font-size: 1.2rem;
	font-weight: 500;
	color: #666666;
	margin-bottom: 30px;
}

.card-container {
	display: flex;
	justify-content: center;
	flex-wrap: wrap;
	gap: 20px;
}

.card {
	position: relative;
	width: 100%;
	max-width: 32%;
	border: none;
	background-color: none !important;
	padding: 10px 0px;
	overflow: hidden;
	transition: transform 0.3s ease;
}

.card img {
	width: 100%;
	height: auto;
}

.card-content {
	padding: 12px 21px;
	margin: -47px 20px 0px;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
	background: #fff;

}

.card-content h3 {
	font-size: 1.2rem;
	font-weight: bold;
	color: #041d35;
	margin-bottom: 10px;
}

.card-content p {
	font-size: 0.95rem;
	color: #666666;
}

.card-content .source {
	font-size: 0.8rem;
	color: #999999;
	margin-top: 10px;
}

.card:hover {
	transform: translateY(-10px);
}

.learn-more-btn {
	margin-top: 30px;
	padding: 10px 20px;
	background-color: #f68b1f;
	color: #ffffff;
	font-size: 1rem;
	font-weight: bold;
	border: none;
	border-radius: 5px;
	cursor: pointer;
	transition: background-color 0.3s ease;
}

.learn-more-btn:hover {
	background-color: #e07b1e;
	color: #fff;
}

@media (max-width: 768px) {
	.card-container {
		flex-direction: column;
		align-items: center;
	}

#success-stories .container {
		min-height: 1902px;
		
	}
}

.success-stories {
	padding: 40px 20px;
	background-color: #f9f9f9;
}

.container {
	max-width: 1200px;
	margin: 0 auto;
}

.section-title {
	font-size: 32px;
	text-align: center;
	margin-bottom: 10px;
	color: #333;
}

.section-description {
	text-align: center;
	font-size: 18px;
	color: #555;
	margin-bottom: 30px;
}

.story-container {
	display: none;
	align-items: top;
	position: relative;
}

.story-container.active {
	display: flex;
}

.story-image {
	flex: 1;
	position: relative;
}

.percentage img {
	width: 70%;
}

.story-image img {
	width: 100%;
	height: auto;
	border-radius: 0px;
}

.story-image .thumbnail {
	position: absolute;
	bottom: 10px;
	right: 10px;
	width: 80px;
	height: auto;
	border-radius: 5px;
	box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
}

.story-content {
	flex: 1;
	padding-left: 29px;
}

.story-content h3 {
	font-size: 24px;
	color: #002F6C;
	margin-bottom: 5px;
	font-weight: bold;
}

.story-content h4 {
	font-size: 20px;
	color: #000;
	margin-bottom: 10px;
	font-weight: bold;
	margin-top: 17px;
}

.resulting {
	font-size: 16px !important;
	color: #000;
	margin-bottom: 10px;
	font-weight: bold;
	margin-top: 17px;
}

.contactus {
	margin-left: 48px;
}

.story-content p {
	font-size: 16px;
	color: #000000;
	margin-bottom: 4px;
	line-height: 1.6;
}

.story-content ul {
	list-style: disc;
	padding-left: 20px;
	margin-bottom: 20px;
}

.story-content ul li {
	font-size: 16px;
	color: #000;
	margin-bottom: 5px;
}

.navigation {
	display: flex;
	align-items: revert;
	gap: 0px;
	position: absolute;
	bottom: 20px;
	left: 42%;
	transform: translateX(14%);
  }

.fa-solid,
.fas {
	font-family: "Font Awesome 6 Free";
	font-weight: 900;
	color: #fff;
}

.btn.orange-btn {
	background-color: #ff7700;
	color: #fff;
	border: none;
	padding: 8px 10px !important;
	border-radius: 0px;
	cursor: pointer;
	font-size: 18px;
	text-transform: capitalize;
	width: 350px;
	height: 73px;
  }
.form-group input, .form-group textarea {
	flex: 1;
	padding: 10px 15px;
	font-size: 1rem;
	border: 1px solid #ddd;
	border-radius: 5px;
	transition: border-color 0.3s;
	float: left;
	width: 100%;
  }
.btn.orange-btn:hover {
	background-color: #e06600;
	color: #fff;
}


	.slide-number {
		font-size: 26px !important;
		color: #000000;
		margin-bottom: 4px;
		line-height: 23.6;
		padding: 17px 11px 0px 9px !important;
		width: 63px;
	  }


.arrow-btn {
	background: none;
	background-color: rgba(0, 0, 0, 0);
	border: none;
	font-size: 45px;
	cursor: pointer;
	color: #666;
	width: 90px;
	background-color: rgba(0, 0, 0, 0.32);
}

.arrow-btn:hover {
	color: #ff7700;
}

.slider {
	transition: transform 0.5s ease-in-out;
}

.container {
	max-width: 1200px;
	margin: 0 auto;

}

#why-xpertsavers {
	padding: 50px 0;
	background: #eaf4f9;
}

.content {
	display: flex;
	flex-wrap: wrap;
	justify-content: space-between;
	gap: 20px;
}

.left {
	flex: 1;
	min-width: 300px;
}

.btn a {
	color: #fff;
	text-decoration: none;
	padding: 10px 17px !important;
}

.right {
	flex: 1;
	min-width: 300px;
	margin-top: 62px;
	text-align: center;
}

h2 {
	font-size: 33px;
	margin-bottom: 15px;
	color: #002F6C;
	font-weight: 700;
}

.subheading {
	font-size: 1.25rem;
	font-weight: 600;
	margin-bottom: 10px;
}

.description {
	font-size: 1rem;
	margin-bottom: 20px;
}

.percentage {
	font-size: 4rem;
	font-weight: bold;
	color: #FF6F00;
}

.btn {
	background: #FF6F00;
	color: #fff;
	border: none;
	padding: 7px 0px !important;
	border-radius: 5px;
	cursor: pointer;
	text-transform: uppercase;
}

.btn:hover {
	background: #FF6F00;
	color: #fff;
}

.count-on-us {
	margin-top: 30px;
}

.count-on-us h3 {
	text-align: left;
	font-size: 22px;
	margin-bottom: 20px;

}

.right h2 {
	text-align: left;
	font-size: 22px;
	margin-bottom: 20px;
	color: #454545;
	font-weight: 700;
	padding-left: 15%;
}

.icons {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 20px;
}

.icon-box {
	background: #fff;
	padding: 15px 5px 0px;
	text-align: center;
	border-radius: 3px;
	box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
	flex: 1;
	min-width: 150px;
	max-width: 200px;
}

.icon-box img {
	max-width: 50px;
	margin-bottom: 10px;
}

.icon-box p {
	font-size: 13px;
	font-weight: bold;
	line-height: 19px;
	padding: 6px;
}

/* Scroll Animation */
.scroll-animated {
	transform: translateY(50px);
	transition: opacity 1s ease-out, transform 1s ease-out;
}

.scroll-animated.hidden {
	visibility: hidden;
}

.services-section {
	padding: 60px 20px;
	text-align: center;
}

.services-section h2 {
	font-size: 32px;
	font-weight: bold;
	color: #ffffff;
}

.services-section p {
	font-size: 1rem;
	color: #c7c7c7;
	margin: 15px 0 40px;
}

.services-container {
	display: flex;
	justify-content: center;
	flex-wrap: wrap;
	gap: 20px;
}

.service-card {
	position: relative;
	width: 100%;
	max-width: 300px;
	background-color: #ffffff;
	color: #041d35;
	border-radius: 8px;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
	overflow: hidden;
	transition: transform 0.3s ease, height 0.3s ease;
}

.service-card img {
	width: 100%;
	height: auto;
}

.service-card-content {
	padding: 20px;
	transition: max-height 0.3s ease;
}

.service-card-content h3 {
	font-size: 1.2rem;
	font-weight: bold;
	margin-bottom: 10px;
}

.service-card-content p {
	font-size: 0.95rem;
	color: #666666;
}

.service-card .expand-content {
	max-height: 0;
	overflow: hidden;
	transition: max-height 0.3s ease;
}

.service-card.expanded .expand-content {
	max-height: 200px;
	/* Adjust to fit the expanded content */
}

.expand-btn {
	position: absolute;
	bottom: 20px;
	right: 20px;
	width: 30px;
	height: 30px;
	background-color: #f68b1f;
	border-radius: 50%;
	display: flex;
	justify-content: center;
	align-items: center;
	color: #ffffff;
	font-size: 1.2rem;
	font-weight: bold;
	cursor: pointer;
	transition: background-color 0.3s ease;
}

.expand-btn:hover {
	background-color: #e07b1e;
	color: #fff;
}

.learn-more-btn {
	margin-top: 30px;
	padding: 10px 20px;
	background-color: #f68b1f;
	color: #ffffff;
	font-size: 1rem;
	font-weight: bold;
	border: none;
	border-radius: 5px;
	cursor: pointer;
	transition: background-color 0.3s ease;
}

.learn-more-btn:hover {
	background-color: #e07b1e;
	color: #fff;
}

@media (max-width: 768px) {
	.services-container {
		flex-direction: column;
		align-items: center;
	}
	.contact-form {
		flex: 1 1 50%;
		background: #fff;
		padding: 30px;
		border-radius: 10px;
		box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
		max-width: 572px;
		float: left;
		width: 100%;
	  }
}

.services-section {
	padding: 60px 20px;
	text-align: center;
	background: url('../images//Services_bg.png');
}

.services-section h2 {
	font-size: 32px;
	font-weight: bold;
	margin-bottom: 20px;
}

.services-section h3 {
	font-size: 20px;
	margin: 31px 0px;
	color: #c2c2c2;
	font-weight: 400;
}

.services-container {
	display: flex;
	justify-content: center;
	flex-wrap: wrap;
	gap: 10px;
}

.flip-card {
	background-color: transparent;
	width: 32%;
	min-height: 468px;
	perspective: 1000px;
}

.flip-card-inner {
	position: relative;
	width: 100%;
	height: 100%;
	text-align: center;
	transition: transform 0.6s;
	transform-style: preserve-3d;
}

.flip-card.flipped .flip-card-inner {
	transform: rotateY(180deg);
}
.flip-card-front p
{
	padding: 0px 26px !important;
}

.flip-card-front,
.flip-card-back {
	position: absolute;
	width: 100%;
	height: 100%;
	backface-visibility: hidden;
	border-radius: 0px;
	overflow: hidden;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
}

.flip-card-front {
	background: #ffffff;
	color: #041d35;
	display: flex;
	flex-direction: column;
	justify-content: top;
	align-items: top;
	padding: 0px;
	border-radius: 0px;
}

.flip-card-back {
	background: #f9dbb9;
	color: #ffffff;
	transform: rotateY(180deg);
	display: flex;
	flex-direction: column;
	padding: 20px;
}

.flip-card-back ul li {
	text-align: left;
	color: #000000;
}

.flip-card img {
	width: 100%;
	height: auto;
	margin-bottom: 15px;
}

.whydigital {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	grid-gap: 18px;
	margin: 0;
	padding: 0;
	list-style: none;
}

.whydigital .card {
	height: 496px;
	box-shadow: none;
	background: no-repeat;
	padding: 0px;
}

.flip-card h3 {
	font-size: 22px;
  color: #002F6C;
  font-weight: bold;
  margin-bottom: 10px;
  text-align: left;
  padding: 1px 26px;
  margin-top: 0px;

}
.flip-card-back h3 {
	
  padding: 1px 7px;

}

.flip-card p {
	font-size: 14px;
  margin-bottom: 10px;
  color: #000000;
  text-align: left;
  padding: 0px 7px;
  margin-top: 0px;
  line-height: 22px;
}
.flip-card-back ul li
{font-size: 14px;}
.fade-section {

	opacity: 0;
	transition: opacity 0.8s ease-in-out;
}

.fade-section.visible {
	opacity: 1;
}

#backToTop {
	position: fixed;
	bottom: 120px;
	right: 20px;
	display: none;
	/* Hidden by default */
	background-color: #ff6f00;
	color: white;
	border: none;
	border-radius: 50%;
	width: 50px;
	height: 50px;
	text-align: center;
	line-height: 50px;
	font-size: 20px;
	cursor: pointer;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
	z-index: 9998;
}

.calendly-badge-widget {
	z-index: 9999;
}

.calendly-badge-widget .calendly-badge-content {
	background-color: rgb(255, 111, 0) !important;
	border-radius: 6px;
}

#why-xpertsavers {
	padding-top: 70px;
}

#backToTop:hover {
	background-color: #002F6C;
	color: #fff;
}

.expand-btn {
	position: absolute;
	right: 0px;
	bottom: 0px;
	width: 50px;
	height: 50px;
	background-color: #FF6F00;
	border-radius: 0px;
	display: flex;
	justify-content: center;
	align-items: center;
	color: #ffffff;
	font-size: 1.9rem;
	font-weight: normal;
	cursor: pointer;
	transition: background-color 0.3s ease;
	box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.expand-btn:hover {
	background-color: #FF6F00;
	color: #fff;
}

@media (max-width: 768px) {
	.services-container {
		flex-direction: column;
		align-items: center;
	}

	.flip-card {
		background-color: transparent;
		width: 100%;
		height: 407px;
		perspective: 1000px;
	}

	.team-card {
		width: 100% !important;
	}

	.contact-form {

		max-width: 100% !important;
	}

	.form-group input,
	.form-group textarea {

		width: 100% !important;
	}

	.contactus {
		margin-left: 38px;
		margin-bottom: 20px;
	}

	.percentage img {
		width: 90%;
	}

	#carouselExampleIndicators .carousel-item img {
		width: 100%;
		height: 483px;
		object-fit: cover;
		margin-top: 57px;
	}

	#carouselExampleIndicators .carousel-content {
		position: absolute;
		top: 55%;
		left: 52%;
		transform: translate(-50%, -50%);
		color: #fff;
		text-align: left;
		z-index: 10;
		width: 73% !important;
	}

	#carouselExampleIndicators .carousel-content h3 {
		font-size: 42px !important;
	}

	.carousel-control-next,
	.carousel-control-prev {

		top: 102px;

	}

	.story-image {
		position: absolute;
	}
	.navigation {
	display: flex;
        align-items: center;
        gap: 0px;
        position: absolute;
        bottom: -89px;
        left: 0%;
		right: 0;
        transform: translateX(0%);
	  }

	.btn.orange-btn {
        background-color: #ff7700;
        color: #fff;
        border: none;
        padding: 14px 10px;
        border-radius: 0px;
        cursor: pointer;
        line-height: 21px;
        width: auto;
        text-align: center;
    }

	.contact-section .container {
		width: 100%;
		max-width: 1200px;
		margin: 0 auto;
	}

	.contact-form {
		flex: 1 1 100%;
		background: #fff;
		padding: 0px;
		border-radius: 10px;
		box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
		max-width: 572px;
		float: right;
	}

	.form-group {
		display: grid !important;
		gap: 10px !important;
		margin-bottom: 10px !important;
	}

	.arrow-btn {
		background: none;
		background-color: rgba(0, 0, 0, 0);
		background-color: rgba(0, 0, 0, 0);
		border: none;
		font-size: 34px;
		cursor: pointer;
		color: #666;
		width: 60px;
		background-color: rgba(0, 0, 0, 0.32);
	}

	.slide-number {
		font-size: 26px !important;
		color: #000000;
		margin-bottom: 4px;
		line-height: 1.6;
		padding: 6px 9px 1px 14px !important;
		display: none;
	}

	.story-content {
		flex: 1;
		width: 100%;
		
		top: 503px;
		position: inherit;
		max-height: 1033px;
	}

}
.faq-container #load-more-btn
{margin-top: 18px;}
.team-section {
	padding: 60px 20px;
	text-align: center;
	background-color: #FAF2E5;
}

.team-section h2 {

	font-size: 17px;
	font-weight: bold;
	text-transform: capitalize;
	margin-bottom: 5px;
	color: #002F6C;

}

.team-section h4 {

	font-size: 15px;
	font-weight: bold;
	text-transform: capitalize;
	margin-bottom: 5px;
	color: #323131;
	font-weight: normal;

}

.team-section p {

	font-size: 12px;
	color: #666;
	margin-bottom: 20px;
	text-align: center;
	padding: 10px 20px;

}


.team-container {
	display: flex;
	justify-content: center;
	flex-wrap: wrap;
	gap: 20px;
}

.team-card {
	background-color: #fff;
	width: 23%;
	padding: 20px;
	border-radius: 0px;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
	transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.team-card:hover {
	transform: translateY(-10px);
	box-shadow: 0 8px 16px rgba(0, 0, 0, 0.2);
	color: #fff;
}

.team-card img {
	width: 120px;
	height: 120px;
	border-radius: 50%;
	margin-bottom: 15px;
	filter: grayscale(100%);
	transition: filter 0.3s ease;
}

.team-card:hover img {
	filter: grayscale(0%);
}

.team-card h3 {
	font-size: 1.2rem;
	font-weight: bold;
	margin-bottom: 5px;
	color: #000;
}

.team-card h4 {
	font-size: 1rem;
	font-weight: normal;
	color: #000;
	margin-bottom: 15px;
}

.team-card p {
	font-size: 0.9rem;
	color: #000;
}

@media (max-width: 768px) {
	.team-container {
		flex-direction: column;
		align-items: center;
	}

	.container {
		width: 100% !important;

	}
}

.subtext{

	top: -0.9em;
    font-size: 12px;
}

.faq-section {
	padding: 60px 20px;
	text-align: center;
	background-color: #fff;
}

.faq-section h2 {
	font-size: 32px;
	font-weight: bold;
	margin-bottom: 20px;
	color: #002F6C;
}

.faq-container {
	max-width: 800px;
	margin: 0 auto;
}

.faq-item {

	border-radius: 5px;
	margin-bottom: 10px;
	overflow: hidden;
	transition: all 0.3s ease;
}

.contact {
	border-top: 1px solid #515461;
	margin-top: 20px;
}

.faq-item .faq-header {
	display: flex;
	justify-content: space-between;
	align-items: center;
	padding: 5px 20px;
	cursor: pointer;
	background-color: #F8F8F8;
	font-size: 1rem;
	font-weight: bold;
	color: #223a5f;
	transition: background-color 0.3s ease;
}

.faq-item .faq-header:hover {
	background-color: #CFCFCF;
}

.faq-item .faq-header i {
	transition: transform 0.3s ease;
	font-weight: 100;
	font-style: normal;
	font-size: 28px !important;
	color: #3D3D3D !important;
}

.faq-item .faq-content {
	padding: 15px 20px;
	font-size: 0.95rem;
	color: #555;
	display: none;
	line-height: 1.6;
	text-align: left;
}

.faq-item.active .faq-content {
	display: block;
}

.faq-item.active .faq-header i {
	content: "-";
	transform: rotate(180deg);
}

.faq-item i {
	transition: transform 0.3s ease;
}

.load-more-btn {
	display: inline-block;
	margin-top: 20px;
	padding: 10px 20px;
	font-size: 1rem;
	font-weight: bold;
	color: #fff;
	background-color: #ff6f00;
	border: none;
	border-radius: 5px;
	cursor: pointer;
	transition: background-color 0.3s ease;
}

.load-more-btn:hover {
	background-color: #e55d00;
	color: #fff;
}

@media (max-width: 768px) {
	.faq-section {
		padding: 40px 15px;
	}

	.faq-section h2 {
		font-size: 32px;
	}

	.faq-item .faq-header {
		font-size: 0.9rem;
		text-align: left;
	}

	#why-xpertsavers {
		padding: 103px 20px !important;
		
	}

	.story-content {
		padding-left: 0px !important;
	}

	.faq-item .faq-content {
		font-size: 0.85rem;
	}

	.contact-text {
		flex: 1 1 50%;
		color: #ffffff;
		max-width: 606px;
		padding: 13px;
		text-align: left !important;
		margin-top: 4px !important;
		float: left;
	}
}

.contact-section {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	align-items: center;
	background: url('../images/Bg\ Images.png') no-repeat center center/cover;
	padding: 50px 20px;
}

.contact-text {
	flex: 1 1 50%;
	color: #ffffff;
	max-width: 606px;
	padding: 20px;
	margin-top: 134px;
	float: left;
}

.contact-btn a {
	color: #fff;
	text-decoration: none;
}

.contact-text h2 {
	font-size: 32px;
	font-weight: bold;
	margin-bottom: 10px;
	color: #fff;
}

.contact-text h1 {
	display: flex;
	vertical-align: bottom;
	margin-bottom: 0rem;
	border-top: 4px solid #00D88A;
	width: 46px;
}

.contact-text p {
	font-size: 1.2rem;
	margin-top: 10px;
	line-height: 1.6;
}

.contact-form {
	flex: 1 1 50%;
	background: #fff;
	padding: 30px;
	border-radius: 10px;
	box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
	max-width: 572px;
	float: right;
}

.form-group {
	display: flex;
	gap: 10px;
	margin-bottom: 20px;
}

.form-group input,
.form-group textarea {
	flex: 1;
	padding: 10px 15px;
	font-size: 1rem;
	border: 1px solid #ddd;
	border-radius: 5px;
	transition: border-color 0.3s;
}

.form-group input:focus,
.form-group textarea:focus {
	border-color: #ff6f00;
	outline: none;
}

textarea {
	resize: none;
	min-height: 100px;
}

.form-btn {
	display: block;
	width: 100%;
	padding: 12px 0;
	font-size: 1rem;
	font-weight: bold;
	color: #fff;
	background-color: #ff6f00;
	border: none;
	border-radius: 5px;
	cursor: pointer;
	transition: background-color 0.3s;
}

.form-btn:hover {
	background-color: #e55d00;
	color: #fff;
}

@media (max-width: 768px) {
	.contact-section {
		flex-direction: column;
	}

	.contact-text {
		text-align: center;
		margin-bottom: 20px;
	}
}

footer {
	background-color: #041d35;
	color: #ffffff;
	padding: 40px 0 120px 0;
}

.footer-container {
	max-width: 1200px;
	margin: auto;
	padding: 0 15px;
}

.footer-logo img {
	max-width: 150px;
}

.footer-links ul {
	list-style: none;
	padding: 0;
	margin: 0;
	display: flex;
	justify-content: left;
	flex-wrap: wrap;
	gap: 20px;
	float: right;
}

.footer-links ul li {
	display: inline;
}

.footer-links ul li a {
	color: #ffffff;
	text-decoration: none;
	font-size: 14px;
	font-weight: 500;
}

.footer-links ul li a:hover {
	text-decoration: underline;
}

.copyright {
	text-align: left;
	font-size: 14px;
	color: rgba(255, 255, 255, 0.7);
	margin: 0;
	display: inline-block;
}

.copyright-section {
	display: flex;
	align-items: center;
	padding-top:20px;
	gap: 15px;
	flex-wrap: wrap;
}

.socalicon {
	text-align: right;
	padding: 0;
	margin: 0;
	display: flex;
	align-items: center;
	gap: 10px;
}

.socalicon img {
	height: auto;
}

.socalicon span {
	display: inline;
}

.socalicon span a {
	color: #ffffff;
	text-decoration: none;
	font-size: 14px;
}

.socalicon span a:hover {
	text-decoration: underline;
}

@media (max-width: 768px) {
	.footer-links ul {
		justify-content: center;
		flex-direction: column;
		align-items: left;
		gap: 10px;
	}

	.contact-text h2 {

		text-align: left;
	}

	.footer-links ul li {
		display: inline;
		padding-left: 31px;
	}

	.socalicon {
		text-align: left;
		padding: 0;
		margin: 0;
		display: flex;
		align-items: center;
		justify-content: flex-start;
		gap: 10px;
		width: 100%;
		flex-wrap: wrap;
	}

	.socalicon a {
		display: inline-flex;
		align-items: center;
	}

	.socalicon img {
		max-width: 24px;
		height: auto;
	}

	.footer-logo {
		padding-left: 41px;
		text-align: left !important;
	}

	.copyright {
		padding: 0;
		text-align: left;
		flex: 0 0 auto;
	}

	.copyright-section {
		display: flex;
		flex-direction: column;
		align-items: flex-start;
		gap: 10px;
	}

	.right h2 {
		text-align: left;
		font-size: 22px;
		margin-bottom: 20px;
		color: #454545;
		font-weight: 700;
		padding-left: 1%;
	}

	.footer-contact {
		justify-content: center;
		margin-top: 20px;
	}
}

/* Define animation */
@keyframes fadeInUp {
	from {
		opacity: 0;
		transform: translateY(20px);
	}

	to {
		opacity: 1;
		transform: translateY(0);
	}

}

/* Animation classes */
.hidden {
	opacity: 0;
	visibility: hidden;
}

/* Keyframes for smooth fade-in and slide-up effect */
@keyframes fadeInSlideUp {
	from {
		opacity: 0;
		transform: translateY(30px);
	}

	to {
		opacity: 1;
		transform: translateY(0);
	}

}

/* Initial state for elements */
.scroll-animate {
	opacity: 0;
	/* Hidden initially */
	transform: translateY(30px);
	transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

/* When elements come into view, animation is triggered */
.scroll-animate.visible {
	animation: fadeInSlideUp 0.8s ease-out forwards;
}

/* General Reset */
body {
	margin: 0;
	background-color: #f9fafb;
	color: #333;
	line-height: 1.6;
}

.container {
	width: 90%;
	max-width: 1200px;
	margin: 0 auto;

}

/* Section Styling */
.digital-banking-section {
	padding: 0px 20px 40px;
}

.section-title {
	font-size: 32px;
	font-weight: bold;
	color: #003366;
	margin-bottom: 30px;
}

.section-subtitle {
	font-size: 24px;
	color: #000;
	margin-bottom: 20px;
	text-align: center;
	font-weight: 400;
}

.section-description {
	font-size: 20px;
	color: #000;
	margin-bottom: 40px;
}

/* Card Styling */
.cards {
	display: flex;
	flex-wrap: wrap;
	gap: 20px;
	justify-content: center;
}

.card {

	border: none;
	overflow: hidden;
	max-width: 100%;
	flex: 1;
	transition: transform 0.3s ease-in-out;
	background-color: #fff;
	padding: 20px;
	border-radius: 0px;
	box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
	transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.card:hover {
	transform: translateY(-10px);
}

.card-img {
	width: 100%;
	height: 200px;
	object-fit: cover;
}

.card-content {
	padding: 20px;
	text-align: left;
	min-height: 210px;
}

.team-section .container h2 {
	font-size: 32px;
	font-weight: bold;
	text-transform: capitalize;
	margin-bottom: 5px;
	color: #002F6C;
}

.card__title {
	font-size: 17px !important;
	font-weight: bold;
	text-transform: capitalize;
	margin-bottom: 5px;
	color: #002F6C;
}

.card-content h4 {
	font-size: 20px;
	margin-bottom: 10px;
	color: #002F6C;
	font-weight: bold;
}

.card-content p {
	font-size: 0.9rem;
	color: #555;
}

.source {
	font-size: 0.8rem;
	color: #888;
	margin-top: 10px;
	font-style: italic;
}

/* Button Styling */
.learn-more-btn-container {
	margin-top: 30px;
	margin-top: 30px;
	width: 100%;
	text-align: center;
}

#blue-section {
	padding-top: 40px !important;
}

.learn-more-btn {
	background-color: #ff6600;
	color: white;
	padding: 10px 20px;
	border: none;
	border-radius: 5px;
	font-size: 1rem;
	cursor: pointer;
	transition: background-color 0.3s ease-in-out;
}

.learn-more-btn:hover {
	background-color: #FF6F00;
	color: #fff;
}

.ms-auto {
	margin-left: 34px;
}

/* Responsive Design */
@media (max-width: 768px) {
	.cards {
		flex-direction: column;
		align-items: center;
	}

	.navbar-collapse {
		flex-basis: 100%;
		flex-grow: 1;
		align-items: center;
		border-top: 1px solid #ccc;
		background-color: #fff;
		box-shadow: 0 2px 5px rgba(0, 0, 0, 0.31);
	}

	.card {
		max-width: 100%;
	}
}

* {
	margin: 0;
	padding: 0;
	box-sizing: border-box;
}


header {
	display: flex;
	justify-content: space-between;
	align-items: center;
	background-color: #003366;
	padding: 10px 20px;
	color: white;
	position: fixed;
	width: 100%;
	top: 0;
	z-index: 1000;
}

.logo {
	font-size: 24px;
	font-weight: bold;
}

nav ul {
	display: flex;
	list-style: none;
	gap: 16px;
}

nav ul li a {
	color: white;
	text-decoration: none;
	font-size: 16px;
	padding: 5px 10px;
	border-radius: 5px;
	transition: background 0.3s;
}


.contact-button {
	background-color: orange;
	padding: 5px 15px;
	border-radius: 5px;
	color: white;
}

.contact-button:hover {
	background-color: darkorange;
	color: #fff;
}

.menu-toggle {
	display: none;
	font-size: 24px;
	background: none;
	border: none;
	color: white;
	cursor: pointer;
}

main {
	padding-top: 60px;
}


@media (max-width: 768px) {
	nav {
		display: none;
		flex-direction: column;
		position: absolute;
		top: 60px;
		right: 0;
		background-color: #003366;
		width: 100%;
	}

	nav ul {
		flex-direction: column;
		gap: 10px;
	}

	nav ul li {
		text-align: center;
	}

	.menu-toggle {
		display: block;
	}
}

.socalicon span {
	margin-right: 10px;
}
@media (max-width: 1500px) 
{
.container {
    width: 100% !important;
    margin: 0 auto;
  }
  .navbar-nav .nav-link {
	color: #002F6C;
	font-size: 0.7em;
	padding: 10px 3px 5px !important;
	position: relative;
	transition: color 0.3s ease-in-out;
  }
}

.cards {
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	grid-gap: 32px;
	margin: 0;
	padding: 0;
	list-style: none;
	width: 100%;
}


.card {
	position: relative;
	display: flex;

	&::before {
		content: "";
		position: absolute;
		top: 0;
		left: 0;
		z-index: 20;
		width: 50%;
		height: 100%;
		background-color: rgba(#ffffff, 0.1);
		pointer-events: none;
	}


}

.card {
	height: 400px;
}

.card__frame {
	position: absolute;
	top: 0;
	left: 0;
	right: 0;
	bottom: 0;
	display: flex;
	flex-direction: column;
	align-items: center;
	justify-content: inherit;
	text-align: center;
}

.card__content p {
	padding: 0px;
	color: #fff;
}

.card__picture {
	margin-top: 48px;
	text-align: center;
	margin-top: 20px !important;
	width: 130px;
	height: 130px;
	margin-bottom: 20px;
}

.card__picture img {
	filter: grayscale(100%);
	width: 100%;
}

.card__picture img:hover {
	filter: grayscale(0%);
}

.card__title {
	margin: 0;
	font-weight: 700;
	text-transform: uppercase;
}
.card__content ul
{padding: 0px 10px; margin: 0px; list-style-type: disc;}
.card__content ul li
{font-size: 13px; text-align: left; color: #fff; padding: 5px 10px;}
.card__overlay {
	position: absolute;
	bottom: 20px;
	left: 40%;
	display: flex;
	align-items: center;
	justify-content: center;
	width: 40px;
	height: 40px;
	border-radius: 50%;
	box-shadow: 0 2px 4px rgba(#000000, 0.2);
	transition: 0.5s;
	cursor: pointer;
	right: 40%;
	padding-bottom: 3px;
	background-color: #FF6F00;


	&::before {
		content: "+";
		font-size: 20px;
		text-transform: uppercase;
		font-weight: 300;
		color: #fff;

	}

	.over-content {
		color: #fff;
	}

	&:hover,
	&:focus {
		bottom: 0;
		left: 0;
		width: 100%;
		height: 100%;
		box-shadow: none;
		border-radius: 0;
		opacity: 1;

		&::before {
			content: none;
		}
	}

	.card:nth-child(1) & {
		background: #002F6C;
	}

	.card:nth-child(2) & {
		background: #002F6C;
	}

	.card:nth-child(3) & {
		background: #002F6C;
	}

	.card:nth-child(4) & {
		background: #002F6C;
	}
}

.card__content {
	z-index: 1;
	padding: 0px;
	line-height: 1.4;
	opacity: 0;
	visibility: hidden;
	box-sizing: border-box;
	pointer-events: none;
	transition: 0s;

	.card__overlay:hover~& {
		opacity: 1;
		visibility: visible;
		transition: 0.2s 0.3s;
	}

	h2 {
		margin: 0;
		margin-bottom: 16px;
	}
}

.slidup {

	opacity: 0;
	/* Hidden initially */
	transform: translateY(30px);
	/* Start slightly shifted down */
	transition: opacity 0.6s ease, transform 0.6s ease;
}

/* When visible, slide up and fade in */
.slidup.visible {
	opacity: 1;
	transform: translateY(0);
}