Digital Transformation Solutions for Community Banks

XpertSavers’ DigitalAcceleratorSM helps community banks drive deposit growth and enhance the customer experience through strategy, technology, and marketing.

Why Digital Banking?

Go Digital, Save Big

Streamline operations and expand beyond your physical footprint. Digital branches provide flexibility, lower operational costs, and meet customer needs in a modern, accessible format. Explore our digital banking services or see client results.

Community bank deposit growth through optimized digital account opening

Propel Deposit Growth

Streamline and optimize the account opening process by leveraging data-driven insights to boost conversion rates and accelerate funding.

AI and FinTech solutions for community banks

AI: Not Just for Big Banks

Adopt cutting-edge FinTech to boost efficiency, improve customer experience, and reduce costs.

AI-driven customer engagement to build bank loyalty and retention

Smarter Engagement Builds Loyalty

Hyper-targeted products are driven by AI and customer data to build relationships, drive deposits, and boost retention.

Why XpertSavers?

Our speed-to-market solutions empower community banks with the ability to meet the future.

XpertSavers enables community banks to thrive in digital world. Our clients trust our expertise to efficiently achieve ambitious goals. We understand success, guaranteeing maximum ROI. Learn about our services and proven results.

We boost clients’
overall deposits by as much as

Up to 100% deposit growth for community bank clients

Count on us for:

Deep banking industry knowledge

Deep banking industry knowledge

Bespoke, flexible solutions

Bespoke, flexible solutions

Best-in-class fintech tools & technologies

Best-in-class fintech tools & technologies

Knowledge of financial & security regulations

Knowledge of financial & security regulations

Integrated marketing strategies

Integrated marketing media and optimization strategies

Personalized assistance from a dedicated team

Personalized assistance from a dedicated team

Quick project turnaround times

Quick project turnaround times

Services

XpertSavers guides community banks through seamless digital transformations. Our end-to-end approach delivers more than a “typical” marketing agency ever could. Read our case studies or FAQs to learn more.

Strategic consulting for community bank digital transformation

Strategic Consulting

Strategic consulting customized for your bank’s needs. We create consulting packages with your unique goals and challenges in mind.

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Strategic Consulting

Strategic consulting customized for your bank’s needs. We create consulting packages with your unique goals and challenges in mind. From current assessments to comprehensive digital roadmaps, XpertSavers will guide your institution toward digital success, simplifying complex processes.

  • Discovery: Understanding your bank’s current state and digital challenges
  • Audit: Reviewing website, mobile functionality, and cost-efficiency
  • Roadmap: Building a clear strategy for deposit growth and customer acquisition

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Digital banking technology management and implementation

Technology Management & Implementation

We handle full-scale digital transformations, from vendor management to deployment.

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Technology Management & Implementation

We handle full-scale digital transformations, from vendor management to deployment. We streamline complex processes to deliver efficient, end-to-end customer experiences.

  • Vendor Selection: Identifying and managing technology vendors
  • Project Management: Overseeing every step of implementation for smooth delivery
  • Go Live: Ensuring all systems are ready for launch, reducing time to market

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Digital marketing to grow bank deposits and customer engagement

Digital Marketing

Data-driven marketing that aligns product development with Treasury and CoF goals to drive deposit growth and boost customer engagement.

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Digital Marketing

Data-driven marketing that attracts and retains customers. Our marketing strategies focus on product development aligned with Treasury and CoF goals, driving deposit growth while enhancing customer engagement and retention.

  • Go-to-Market Strategies: Launching your digital products and expanding your digital footprint
  • Creative Direction: Developing compelling messaging and content that boost engagement
  • Customer Acquisition & Retention: Leveraging insights to attract and retain customers

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Success Stories

XpertSavers enables our clients to expand their reach, modernize their processes, and optimize their digital presence for impressive deposit gains and enhanced competitive edge. Explore how our services delivered results for Flushing Bank, Rising Bank, and EagleBank below.

Flushing Bank digital transformation case study — 25% deposit growth

Flushing Bank:

Expanding Reach to Drive a 25% Increase in Deposits

XpertSavers conducted a comprehensive analysis of Flushing Bank’s market vision, product distribution, and deposit goals, then developed a digital transformation plan to meet the bank’s objectives. We designed the digital bank workflow, managed website development, and recommended optimal products to elevate the customer experience. Our team also planned targeted marketing campaigns, defined KPIs, and implemented analytics to enhance digital channel management.

Results

  • Triggered a significant increase in online and mobile deposits (~25% of total deposits)
  • Introduced new products to small businesses, enabling the bank to compete more effectively
  • Gave customers on-the-go account management, the ability to pay bills and view transactions

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Rising Bank case study — 30% deposit growth with 40% cost savings

Rising Bank:

Growing Deposits by 30% With 40% Cost Savings

XpertSavers analyzed Rising Bank’s vision for product distribution and its deposit goals. We then developed a customized digital transformation plan and outlined the technology and tools required to accomplish those goals. We subsequently introduced various fintech companies to augment the strategy. We also designed the digital bank workflow, managed the website development, recommended the best products for the new customer experience, and developed the marketing campaigns and the analytics required to manage the digital channel efficiently.

Results

  • Delivered 30% growth in deposits over the original goal.
  • Realized 40% savings thanks to marketing efficiencies.
  • Maintained high levels of customer satisfaction and service.

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EagleBank case study — rapid digital growth and top SEO rankings

EagleBank:

Achieving Rapid Growth and Enhanced Digital Presence

XpertSavers conducted a thorough discovery and website audit, pinpointing key areas for improvement. We created a new digital consumer channel by designing and launching five pages focused on digital products. The rate sheet page was revamped to streamline the account opening process. Additionally, XpertSavers redesigned the homepage with a refreshed hero image and optimized the cards/tiles to enhance product positioning, driving greater user engagement.

Results

  • Surpassed aggressive deposit growth targets, exceeding initial goals.
  • Created a series of targeted reminder emails to encourage consumers to complete their open account applications.
  • Drove a significant increase in new consumer account openings.
  • Secured top SEO rankings, including high placements for competitive terms.
  • Enhanced organic SEO performance, earning prominent features in search results.
  • Developed and optimized an integrated media strategy, expanding the client’s reach beyond its original footprint into new regions based on data-driven insights.

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Our Team

With decades of experience across finance, technology, digital marketing, and brand strategy, our team is uniquely equipped to empower community banks to succeed in today’s competitive landscape.
  • Jennifer Armstrong, Founder and CEO of XpertSavers

    Jennifer Armstrong

    Founder & CEO

    Dynamic financial leader with 25+ years of experience driving innovation and growth.

    • Former Senior VP & CMO at CIT Bank, leading the launch of its Internet bank, generating $2.8B in consumer deposits within 12 months.
    • Surpassed target goals by 45%, driving over $11B in deposits and reducing costs by 200%.
    • Award-winning strategist, including the IAM Award for Best-in-Class Banking.
    • Founded XpertSavers to empower community banks with online marketing and banking solutions.
  • David Moore, Co-Founder of XpertSavers

    David Moore

    Co-Founder

    Innovative tech-driven marketing leader with 40+ years of experience shaping the digital landscape.

    • CEO of BritePool, specializing in identity management amid data regulation challenges.
    • Founded and scaled 24/7 Media (now Xaxis) from start-up to industry leader in digital marketing.
    • Ex officio member and former Chairman of the IAB Board of Directors, active since 2002.
    • Vice-Chairman of the Advertising Educational Foundation, board member of Throtle, and Advisor to Lucidity.
  • Mihir Shah, CTO of XpertSavers

    Mihir Shah

    CTO

    Accomplished digital and technology leader with 16+ years of expertise driving innovation across global markets.

    • Expert in bridging the gap between technical and creative teams, leading multi-channel campaigns.
    • Architected large-scale media content management systems for finance and retail sectors across Asia, Europe, and the Middle East.
    • Former senior leader at Synechron and co-founder of IT.Wox, specializing in client management and technology execution.
  • Kinley Koontz, Director of Sales and Marketing at XpertSavers

    Kinley Koontz

    Director of Sales and Marketing

    Cross-functional project leader turning complexity into scalable solutions through strategic execution, data-driven insights, and people-first leadership.

    • Data-driven operator optimizing ROI through performance tracking, funnel refinement, and campaign insights.
    • FRelationship builder developing strategic partnerships to expand reach and accelerate revenue growth.
    • Customer-centric leader designing experiences that drive engagement, loyalty, and long-term value.

FAQs

Who are XpertSavers' clients? –
XpertSavers works exclusively with community banks and credit unions. We focus on financial institutions looking to enhance the customer experience, accelerate digital transformation, and achieve sustainable deposit growth. Learn more
What services does XpertSavers provide? +
XpertSavers offers a comprehensive suite of services, including strategic consulting, technology implementation, and marketing support tailored specifically for the banking industry. Learn more
How is XpertSavers different from marketing agencies? +
XpertSavers is more than just a “marketing agency.” We’re industry experts in banking, technology, and marketing, solely focused on community banks. Our unique and integrated approach saves time and maximizes impact. Our core expertise is building digital banking brands to accelerate deposit and customer growth.
How does XpertSavers charge banks for their services? +
Our pricing structure is customized to each client’s needs, allowing for a tailored approach that reflects specific goals and requirements.
Who determines the bank’s deposit pricing strategy and execution? +
XpertSavers works directly with CFOs and treasurers to determine the cost of funds.
How does XpertSavers prioritize growth for banks? +
XpertSavers partners with community banks to create a strategic approach to accelerate both customer and deposit growth. Our services include:
  • Strategy: Competitive positioning, branding, CRM, and product strategy.
  • Technology: End-to-end support from RFP to implementation, site architecture, SEO, and CRM and CX optimizations.
  • Marketing and Media: Leveraging a balanced media and strategy mix to drive ongoing growth and optimization.
Does XpertSavers assist banks in developing deposit products? +
Yes, XpertSavers offers strategic guidance via consulting to support banks in developing deposit products that align with their growth and customer acquisition strategies.
How can I learn more about XpertSavers’ online banking and marketing solutions? +
Contact Us
What is the DigitalAcceleratorSM, and how does it help community banks? +
The DigitalAcceleratorSM is XpertSavers’ proprietary methodology designed to help community banks enhance customer experiences, streamline digital operations, and grow deposits in and out of their footprint through a combination of strategy, technology, and marketing.
Does XpertSavers offer support for banks after the project launch? +
Yes, XpertSavers can offer ongoing support after the project launch. We can provide a digital marketing service which would include ongoing media guidance, performance analytics and tailored optimization strategies.
Why is your company named “XpertSavers”? +
Our company, XpertSavers, reflects our expertise in strategy, technology, and marketing for community banking. We focus on helping financial institutions save time, reduce costs, and grow deposits, all while enhancing the customer experience.

Contact Us

Learn how XpertSavers can help your community bank.